Best credit cards for fuel in India

The 1% surcharge waiver almost every card carries, its monthly cap, and the few cards that earn real rewards at the pump. The spread between best and worst is small, so fuel is worth checking but rarely worth choosing a card for.

161 of the catalog’s cards carry a fuel benefit. They are ranked by the same engine your dashboard runs, at ₹6,000 a month, two fills. Your spend will rank them differently, which is the point of the dashboard. Every figure comes from the issuer’s own page and carries the date it was checked.

Ranked

1
IndianOil RBL Bank XTRA
RBL Bank · Mastercard · ₹1,500 / year
- 1% fuel surcharge waived
At IndianOil
About ₹510 a month back on ₹6,000 of fuel spend
2
BPCL SBI Card OCTANE
SBI Card · Visa · ₹1,499 / year
- 1% fuel surcharge waived
- 25 Reward points on every Rs. 100 spent at BPCL Fuel, Lubricants & Bharat Gas (Website and app only)
At BPCL, Bharat Gas
About ₹435 a month back on ₹6,000 of fuel spend
3
IDFC FIRST Bank IDFC FIRST HPCL Power+
IDFC FIRST Bank · RuPay · ₹499 / year
- 1% cashback on fuel
- Fuel surcharge waived
About ₹360 a month back on ₹6,000 of fuel spend
4
IndianOil RBL Bank Credit Card
RBL Bank · RuPay · ₹500 / year
- 1% fuel surcharge waived
- IndianOil fuel stations, max 1,000 fuel points per month
At IndianOil
About ₹360 a month back on ₹6,000 of fuel spend
5
Kotak Mahindra Bank Kotak Cashback+
Kotak Mahindra Bank · Visa · ₹750 / year
- 3% cashback on fuel
- 1% fuel surcharge waived
About ₹360 a month back on ₹6,000 of fuel spend
6
Standard Chartered Super Value Titanium
Standard Chartered · Mastercard · ₹750 / year
- 5% cashback on fuel
- 1% fuel surcharge waived
About ₹360 a month back on ₹6,000 of fuel spend
7
IDFC FIRST Bank Diamond Reserve Credit Card - Premium Travel & Lifestyle Benefits
IDFC FIRST Bank · Visa · ₹3,000 / year
- 1% fuel surcharge waived
About ₹360 a month back on ₹6,000 of fuel spend
8
Kotak Mahindra Bank IndianOil Kotak
Kotak Mahindra Bank · Visa · ₹449 / year
- 1% fuel surcharge waived
- 24 Reward Points per ₹150 (~4% back) on IndianOil fuel spends, capped at 1200 points per statement cycle
At IndianOil
About ₹300 a month back on ₹6,000 of fuel spend
9
IndianOil Axis Bank Credit Card
Axis Bank · RuPay · ₹500 / year
- 1% fuel surcharge waived
At IndianOil
About ₹290 a month back on ₹6,000 of fuel spend
10
ICICI Bank HPCL Super Saver
ICICI Bank · Visa · ₹500 / year
- 5% cashback on fuel
- 1% fuel surcharge waived
About ₹260 a month back on ₹6,000 of fuel spend
11
HDFC Bank Infinia Metal Edition
HDFC Bank · Visa · ₹12,500 / year
- 1% fuel surcharge waived
About ₹260 a month back on ₹6,000 of fuel spend
12
Kotak Mahindra Bank Kotak Solitaire
Kotak Mahindra Bank · Visa · No annual fee
- 1% fuel surcharge waived
About ₹240 a month back on ₹6,000 of fuel spend

Also carry a fuel benefit

Ranked 13 to 161 at the spend above. Each page states exactly what the issuer offers.

Other categories

This list is for the whole catalog at one stated spend. Add the cards you actually hold and CardVeda ranks them for your spend, after caps and milestones.

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