Kotak Mahindra Bank Kotak UPI RuPay

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Verified against the issuer’s page on 22 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

UPI rewards
3 pts/₹100
Base earn
3 points/₹100 ≈ 0.3% back
Fuel accelerated
3 pts/₹100

The fine print that matters

Accelerated fuel
3 Reward Points per ₹100 spent Credit Card on UPI Enjoy facility of making UPI Payment with your credit card Virtual Credit Card Go-wallet free by making instan

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