Best credit cards for online shopping in India

Cashback and accelerated points on Amazon, Flipkart, Myntra, Swiggy, Zomato and other online merchants, after the monthly caps that quietly turn a 5% headline into 1%.

64 of the catalog’s cards carry a online shopping benefit. They are ranked by the same engine your dashboard runs, at ₹22,000 a month, most of it on Amazon. Your spend will rank them differently, which is the point of the dashboard. Every figure comes from the issuer’s own page and carries the date it was checked.

Ranked

1
HSBC RuPay Cashback Credit Card
HSBC · RuPay · ₹499 / year
- 10% cashback on grocery spending
About ₹2,200 a month back on ₹22,000 of online spend
2
HSBC Live+ Credit Card
HSBC · Visa · ₹999 / year
- 10% cashback on shopping at Myntra until 31 October 2026
At Myntra
About ₹2,200 a month back on ₹22,000 of online spend
3
Flipkart SBI Card
SBI Card · Visa · ₹500 / year
- 7.5% cashback on Myntra
- 5% cashback on Flipkart
At Myntra · At Flipkart
About ₹1,650 a month back on ₹22,000 of online spend
4
Flipkart Axis Bank Credit Card
Axis Bank · Mastercard · ₹590 / year
- 7.5% cashback on Myntra spends, capped at ₹4000 per statement quarter
- 5% cashback on Flipkart and Cleartrip spends, capped at ₹4000 per statement quarter per merchant
At Myntra · At Flipkart, Cleartrip
About ₹1,650 a month back on ₹22,000 of online spend
5
HDFC Bank Regalia Gold
HDFC Bank · Visa · ₹2,500 / year
- 5X Reward Points on spends at Myntra, Nykaa, Reliance Digital and more
At Myntra, Nykaa, Reliance Digital
About ₹1,375 a month back on ₹22,000 of online spend
6
Amazon Pay ICICI Bank Credit Card
ICICI Bank · Visa · Lifetime free
- 2% reward points at 100+ Amazon Pay partner merchants
- 5% reward points on purchases on Amazon.in for Prime members
- 3% reward points on purchases on Amazon.in for non-Prime members
At Amazon.in
About ₹1,100 a month back on ₹22,000 of online spend
Lifetime free
7
Bank of Baroda BOBCARD Cashback
Bank of Baroda · Mastercard · ₹499 / year
- 5% cashback on domestic online spends, capped ₹1,500/month, requires 4+ transactions in the statement cycle;…
About ₹1,100 a month back on ₹22,000 of online spend
8
Swiggy HDFC Bank
HDFC Bank · Mastercard · ₹500 / year
- 5% cashback online
- 5% cashback on online spends across multiple apps and websites
About ₹1,100 a month back on ₹22,000 of online spend
9
Kotak Mahindra Bank Kotak Cashback+
Kotak Mahindra Bank · Visa · ₹750 / year
- 5% cashback online
About ₹1,100 a month back on ₹22,000 of online spend
10
CASHBACK SBI Card
SBI Card · Visa · ₹999 / year
- 5% cashback online
About ₹1,100 a month back on ₹22,000 of online spend
11
Standard Chartered Manhattan Platinum
Standard Chartered · Visa · ₹999 / year
- 5% cashback (20 points/Rs.100 at Rs.0.25/point) at supermarkets and departmental stores, capped around Rs.500…
About ₹1,100 a month back on ₹22,000 of online spend
12
HDFC Bank Millennia
HDFC Bank · Mastercard · ₹1,000 / year
- 5% cashback on Amazon, Flipkart, Myntra, Tata CLiQ, Swiggy, Zomato, Uber, BookMyShow, Sony LIV and Cult.fit
At Amazon, Flipkart, Myntra
About ₹1,100 a month back on ₹22,000 of online spend

Also carry a online shopping benefit

Ranked 13 to 64 at the spend above. Each page states exactly what the issuer offers.

Other categories

This list is for the whole catalog at one stated spend. Add the cards you actually hold and CardVeda ranks them for your spend, after caps and milestones.

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