IDFC FIRST Bank IDFC FIRST Wealth
VisaInfiniteLifetime freeinfinitelifetime-freeowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 1 /qtr
- International lounge
- 4 /yr
- Lounge program
- DreamFolks
- Lounge unlock
- ₹20k /mo
- Movie platform
- District
- Movie cap
- ₹250 /mo
- Forex markup
- 1.5%
- Free hotel night
- Yes
- Fuel surcharge waiver
- 1%
- Fuel cashback
- 1%
- Fuel cap
- ₹400 /mo
- Fuel minimum txn
- ₹200
- Fuel maximum txn
- ₹5,000
- UPI cashback
- 1%
- Golf games
- 1 /qtr
- Base earn
- 1.5 points/₹100 ≈ 0.38% back
- Points expiry
- 24 mo
- Travel accelerated
- 0.5 pts/₹100
- Travel accelerated
- 10×
- 500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.* *30 days from the day you receive SMS/email confirmation that your card
- ₹5k /yr
- Earlier, 10X Reward Points were only unlocked after spending ₹20,000 in a billing cycle
- ₹20k /mo
- Air accident cover
- ₹1.0Cr
- Travel insurance
- Yes
The fine print that matters
- Accelerated travel
- 1 Reward Point per ₹200 | 1 Reward Point = ₹0.25 *Effective 18th June 2026: - Reward Points will be valid for 24 months, giving you ample time to redeem them a
- Accelerated travel
- 10X Reward Points from your first eligible transaction on Dining, Travel, and International purchases and on your birthday. 20% Bonus Travel
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.