IDFC FIRST Bank IDFC FIRST Wealth

VisaInfiniteLifetime freeinfinitelifetime-freetravelowner-corrected

Verified against the issuer’s page on 20 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge: 1 /qtr
International lounge: 4 /yr
Lounge program: DreamFolks
Lounge unlock: ₹20k /mo
Movie platform: District
Movie cap: ₹250 /mo
Forex markup: 1.5%
Free hotel night: Yes
Fuel surcharge waiver: 1%
Fuel cap: ₹400 /mo
Fuel minimum txn: ₹200
Fuel maximum txn: ₹5,000
Golf games: 1 /qtr
Base earn: 1.5 points/₹100 ≈ 0.38% back
Points expiry: 24 mo
Travel accelerated: 0.5 pts/₹100
Travel accelerated: 10×
500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.* *30 days from the day you receive SMS/email confirmation that your card: ₹5k /yr
Spend ₹20,000 or more in a statement cycle to unlock golf round or lesson: ₹20k /mo
Air accident cover: ₹1.0Cr
Travel insurance: Yes

The fine print that matters

Accelerated travel: 1 Reward Point per ₹200 | 1 Reward Point = ₹0.25 *Effective 18th June 2026: - Reward Points will be valid for 24 months, giving you ample time to redeem them a
Accelerated travel: 10X Reward Points from your first eligible transaction on Dining, Travel and International purchases and on your birthday. 20% Bonus Travel