IDFC FIRST Bank IDFC FIRST Select

VisaPlatinumLifetime freeplatinumlifetime-freeowner-corrected

Verified against the issuer’s page on 20 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge: 1 /qtr
Lounge unlock: ₹20k /mo
Movies: Buy 1 get 1
Movie tickets: 1 /mo
Forex markup: 1.99%
Fuel surcharge waiver: 1%
Fuel cap: ₹300 /mo
Fuel minimum txn: ₹200
Fuel maximum txn: ₹5,000
Base earn: 1.5 points/₹100 ≈ 0.38% back
Points expiry: 24 mo
Fuel accelerated: 0.5 pts/₹100
Travel accelerated: 0.5 pts/₹100
Travel accelerated: 10×
Travel accelerated: 10×
Fuel accelerated: 10×
Get 1 movie ticket offer every month, with spends of ₹20,000 or more in the previous calendar month on your card: ₹20k /mo
What is the joining benefit on the IDFC FIRST Select Credit Card? Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation: ₹5k /yr
spent Rs.20,000 or more in June 2026 calendar month: ₹20k /yr
Travel insurance: Yes
Purchase protection: Yes

The fine print that matters

Accelerated fuel: 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward program not applicable on Fuel, EMI transactions and Cash withdrawals. Reward redemption will attr
Accelerated travel: 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption. Reward Points wil
Accelerated travel: 10X Reward points On Dining, Travel, and International purchases and spends done on your birthday. 1X = 1 Reward Point per ₹200 spent | 1 R
Accelerated travel: 10X Reward Points on Dining, Travel, and International purchases and spends done on your birthday. - 3X Reward Points on eligible spend cat
Accelerated fuel: 10X Reward Points on Dining, Travel and International purchases. However, the following transactions are excluded - Fuel, EMI, and C