IDFC FIRST Bank IDFC FIRST Select
VisaPlatinumLifetime freeplatinumlifetime-freeowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 1 /qtr
- Lounge unlock
- ₹20k /mo
- Movie tickets
- 1 /mo
- Forex markup
- 1.99%
- Fuel surcharge waiver
- 1%
- Fuel cashback
- 1%
- Fuel cap
- ₹300 /mo
- Fuel minimum txn
- ₹200
- Fuel maximum txn
- ₹5,000
- UPI cashback
- 1%
- Base earn
- 1.5 points/₹100 ≈ 0.38% back
- Points expiry
- 24 mo
- Travel accelerated
- 0.5 pts/₹100 · cap ₹20k /mo
- Fuel accelerated
- 0.5 pts/₹100
- Travel accelerated
- 10×
- Other accelerated
- 3×
- Travel accelerated
- 3×
- Travel accelerated
- 10×
- Get 1 movie ticket offer every month, with spends of ₹20,000 or more in the previous calendar month on your card
- ₹20k /mo
- What is the joining benefit on the IDFC FIRST Select Credit Card? Get a ₹500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation
- ₹5k /yr
- spent Rs.20,000 or more in June 2026 calendar month
- ₹20k /yr
- Travel insurance
- Yes
- Purchase protection
- Yes
The fine print that matters
- Accelerated travel
- 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption. Reward Points wil
- Accelerated fuel
- 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 How do I know if I have activated my lounge benefit in any month? IDFC FIRST Bank will inform customers v
- Accelerated travel
- 10X Reward points on Dining, Travel, and International purchases and spends done on your birthday 1X = 1 Reward Point per ₹200 spent | 1 Rew
- Accelerated other
- 3X Reward Points on spends up to ₹20,000 per statement cycle Rental & Property Management, Government Services, Education and Wallet Load tr
- Accelerated travel
- 3X reward points 1X Reward points on Utility bill payments, Insurance premium payments, Railway spends and FASTag recharges 1X = 1 Reward Po
- Accelerated travel
- 10X Reward Points on Dining, Travel, and International purchases and spends done on your birthday. - 3X Reward Points on eligible spend cat
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