IDFC FIRST Bank IDFC FIRST Classic

VisaClassicLifetime freeclassiclifetime-freediningtravelowner-corrected

Verified against the issuer’s page on 20 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Dining discount: 20%
Movie discount: 25%
Movie cap: ₹100 /mo
Forex markup: 0%
Fuel surcharge waiver: 1%
Fuel cap: ₹200 /mo
Fuel minimum txn: ₹200
Fuel maximum txn: ₹5,000
Base earn: 1.5 points/₹100 ≈ 0.38% back
Points expiry: 24 mo
Fuel accelerated: 0.5 pts/₹100
Travel accelerated: 0.5 pts/₹100
Travel accelerated: 10×
Travel accelerated: 10×
Fuel accelerated: 10×
500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.* *30 days from the day you receive SMS/email confirmation that your card: ₹5k /yr

The fine print that matters

Accelerated fuel: 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward program not applicable on Fuel, EMI transactions and Cash withdrawals. Reward redemption will attr
Accelerated travel: 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption. Reward Points w
Accelerated travel: 10X Reward Points On Dining, Travel, and International purchases and spends done on your birthday. 1X = 1 Reward Point per ₹200 spent | 1 R
Accelerated travel: 10X Reward Points on Dining, Travel, and International purchases and spends done on your birthday. - 3X Reward Points on eligible spend cat
Accelerated fuel: 10X Reward Points on Dining, Travel and International purchases. However, the following transactions are excluded - Fuel, EMI, and Cash wit