IDFC FIRST Bank IDFC FIRST Classic

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Dining discount

20%

Movie discount

25%

Movie cap

₹100 /mo

Forex markup

0%

Fuel surcharge waiver

1%

Fuel cashback

1%

Fuel cap

₹200 /mo

Fuel minimum txn

₹200

Fuel maximum txn

₹5,000

UPI cashback

1%

Base earn

1.5 points/₹100 ≈ 0.38% back

Points expiry

24 mo

Travel accelerated

0.5 pts/₹100

Fuel accelerated

0.5 pts/₹100 · cap ₹20k /mo

Travel accelerated

10×

Other accelerated

3×

Travel accelerated

3×

Travel accelerated

10×

500 gift voucher on top brands upon spending ₹5,000 within 30 days of card generation.* *30 days from the day you receive SMS/email confirmation that your card

₹5k /yr

The fine print that matters

Accelerated travel

1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption. Reward Points wil

Accelerated fuel

1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25​ Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption.​ Reward Points w

Accelerated travel

5% cashback (up to ₹1,000) on your first EMI transaction within the same 30-day window What offers are available on the IDFC FIRST Classic Credit Card? • 300+ m

Accelerated other

3X Reward Points on spends up to ₹20,000 per statement cycle ​ Rental & Property Management, Government Services, Education and Wallet Load

Accelerated travel

3X reward points​ 1X Reward Points on Utility bill payments, Insurance premium payments, Railway spends and FASTag recharges​ 1X = 1 Reward

Accelerated travel

10X Reward Points on Dining, Travel, and International purchases and spends done on your birthday.​ - 3X Reward Points on eligible spend cat