IDFC FIRST Bank IDFC FIRST Hello Cashback
RuPayCredit₹1,000 / yearfee waived above ₹2,00,000 in 365 dayscreditowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Forex markup
- 0%
- Online cashback
- 3%
- Fuel surcharge waiver
- 1%
- Fuel cashback
- 1%
- Fuel cap
- ₹100 /mo
- Fuel minimum txn
- ₹200
- Fuel maximum txn
- ₹5,000
- UPI cashback
- 1%
- Base earn
- 1% back
- Online accelerated
- 5%
- Travel accelerated
- 1%
- Online accelerated
- 3%
- Upi accelerated
- 1%
- Spend ₹2,00,000 or more in a year and get 100% annual reversed
- ₹2.0L /yr
- Purchase protection
- Yes
The fine print that matters
- Spend ₹2,00,000 or more in a year and get 100% annual reversed
- 100% annual reversed
- Accelerated online
- 5% Cashback on incremental online spends above ₹10,000 Additional 1% Cashback on Hotel and Flights booking via Bank App 3% Cashback on online spends up to ₹10,0
- Accelerated travel
- 1% Cashback on Hotel and Flights booking via Bank App 3% Cashback on online spends up to ₹10,000 Additional 1% Cashback on Hotel and Flights booking via Bank Ap
- Accelerated online
- 3% Cashback on online spends up to ₹10,000 Additional 1% Cashback on Hotel and Flights booking via Bank App 1% Cashback On UPI spends done via Bank App On in st
- Accelerated upi
- 1% Cashback On UPI spends done via Bank App On in store swipes and essential category spends Essential categories includes Rent, utility, education, FASTag etc
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.