Best credit cards for dining in India

Restaurant discounts, dining-partner programmes and accelerated points on food delivery, priced in rupees a month at the stated spend. A flat percentage off the bill usually beats a higher reward rate, which is why the order here is not the order of the headline rates.

48 of the catalog’s cards carry a dining benefit. They are ranked by the same engine your dashboard runs, at ₹18,000 a month across restaurants and delivery. Your spend will rank them differently, which is the point of the dashboard. Every figure comes from the issuer’s own page and carries the date it was checked.

Ranked

1
IndusInd Bank EazyDiner
IndusInd Bank · Visa · ₹2,999 / year
- 50% off at partner restaurants
About ₹9,000 a month back on ₹18,000 of dining spend
2
IndusInd Bank Solitaire
IndusInd Bank · Mastercard · ₹10,000 / year
- 50% off at partner restaurants
At EazyDiner
About ₹9,000 a month back on ₹18,000 of dining spend
3
American Express Platinum Charge Card
American Express · Amex · ₹66,000 / year
- 50% off at partner restaurants
At EazyDiner
About ₹9,000 a month back on ₹18,000 of dining spend
4
HDFC Bank Diners Club Black Metal Edition
HDFC Bank · Diners Club · ₹10,000 / year
- 40% off at partner restaurants
- 2X Reward Points on weekend dining at participating restaurants
At Swiggy Dineout
About ₹7,200 a month back on ₹18,000 of dining spend
5
Kotak Mahindra Bank Kotak Solitaire
Kotak Mahindra Bank · Visa · No annual fee
- 30% off at partner restaurants
At Zomato
About ₹5,400 a month back on ₹18,000 of dining spend
6
HSBC TravelOne Credit Card
HSBC · Mastercard · ₹4,999 / year
- 30% off at partner restaurants
At EazyDiner
About ₹5,400 a month back on ₹18,000 of dining spend
7
HDFC Bank Infinia Metal Edition
HDFC Bank · Visa · ₹12,500 / year
- 25% off at partner restaurants
About ₹4,500 a month back on ₹18,000 of dining spend
8
IDFC FIRST Bank IDFC FIRST Classic
IDFC FIRST Bank · Visa · Lifetime free
- 20% off at partner restaurants
About ₹3,600 a month back on ₹18,000 of dining spend
Lifetime free
9
Axis Bank MY ZONE EASY Credit Card
Axis Bank · Visa · ₹500 / year
- 15% off at partner restaurants
About ₹2,700 a month back on ₹18,000 of dining spend
10
ICICI Bank Coral RuPay
ICICI Bank · RuPay · ₹500 / year
- 15% off at partner restaurants
At ICICI Culinary Treats restaurants
About ₹2,700 a month back on ₹18,000 of dining spend
Unverified
11
ICICI Bank Rubyx RuPay
ICICI Bank · RuPay · ₹2,000 / year
- 15% off at partner restaurants
At ICICI Culinary Treats restaurants
About ₹2,700 a month back on ₹18,000 of dining spend
Unverified
12
HDFC Bank Pixel Play
HDFC Bank · Visa · Lifetime free
- 10% off at partner restaurants
At Swiggy Dineout
About ₹1,800 a month back on ₹18,000 of dining spend
Lifetime free

Also carry a dining benefit

Ranked 13 to 48 at the spend above. Each page states exactly what the issuer offers.

Other categories

This list is for the whole catalog at one stated spend. Add the cards you actually hold and CardVeda ranks them for your spend, after caps and milestones.

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