IRCTC SBI Card Premier
RuPayCredit₹1,499 / yearrenewal fee waived above ₹2,00,000 in 365 dayscreditcrawledowner-corrected
Verified against the issuer’s page on 22 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Fuel surcharge waiver
- 1%
- Fuel cap
- ₹250 /mo
- Fuel minimum txn
- ₹500
- Fuel maximum txn
- ₹4,000
- Base earn
- 0.8 points/₹100 ≈ 0.8% back
- Dining accelerated
- 2.4 pts/₹100
- 2,500 Reward Points
- ₹50k /yr
- 5,000 Reward Points
- ₹1.0L /yr
- Railway lounge access
- 2
The fine print that matters
- Accelerated dining
- 3 Reward Points per Rs 125 (2.4 per Rs 100) on dining and on standing instructions for utility spends
- Railway lounge access
- 2. 8 complimentary railway lounge access in a year in India (max. 2 per quarter), primary cardholders only
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.