SBI Card IRCTC SBI Platinum Card

VisaPlatinum₹500 / yearplatinumcrawledowner-corrected

Verified against the issuer’s page on 22 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Fuel surcharge waiver
1%
Fuel cap
₹100 /mo
Fuel minimum txn
₹500
Fuel maximum txn
₹3,000
Base earn
0.8 points/₹100 ≈ 0.8% back
Fuel accelerated
0.8 pts/₹100 · at IRCTC
Railway lounge access
1

The fine print that matters

Accelerated fuel
1 Reward Point per Rs. 125 spent on other non-fuel retail purchases, , including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
Railway lounge access
1. 4 complimentary railway lounge access in a year in India (max. 1 per quarter)

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.