SBI Card IRCTC SBI Platinum Card

Verified against the issuer’s page on 8 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Fuel surcharge waiver

1%

Fuel cap

₹100 /mo

Fuel minimum txn

₹500

Fuel maximum txn

₹3,000

Fuel accelerated

0.8 pts/₹100 · at IRCTC

Railway lounge access

1

The fine print that matters

Accelerated fuel

1 Reward Point per Rs. 125 spent on other non-fuel retail purchases, , including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)

Railway lounge access

1. 4 complimentary railway lounge access in a year in India (max. 1 per quarter)

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