Kotak Mahindra Bank credit cards
24 Kotak Mahindra Bank cards, of which 2 are lifetime free and the rest charge between ₹199 and ₹12,500 a year. 24 of them have been verified against Kotak Mahindra Bank’s own pages, most recently on 27 August 2026.
The cards
Kotak Mahindra Bank IndianOil Kotak
Visa · Platinum · ₹449 / year
Fuel surcharge waiver 1%Base earn 2 points/₹100 ≈ 0.5% backAccelerated categories 1Kotak Mahindra Bank IndiGo Kotak
Visa · Platinum · ₹1,500 / year
Base earn 1 point/₹100 ≈ 1% backAccelerated categories 2Milestones 3Kotak Mahindra Bank IndiGo Kotak Premium
Visa · Signature · ₹3,000 / year
Domestic lounge 2 /qtrBase earn 2 points/₹100 ≈ 2% backAccelerated categories 2Milestones 4Kotak Mahindra Bank Kotak 811
Visa · Classic · ₹500 / year
Online rewards 2 pts/₹100Fuel surcharge waiver 1%Base earn 1 point/₹100 ≈ 0.25% backAccelerated categories 4Kotak Mahindra Bank Kotak Air
Visa · Platinum · ₹999 / year
Domestic lounge 1 /qtrDomestic lounge 4 /yrFuel surcharge waiver 1%Base earn 1 point/₹100 ≈ 1% backKotak Mahindra Bank Kotak Air+
Visa · Signature · ₹3,000 / year
Domestic lounge 4 /yrInternational lounge 2 /yrForex markup 2%Fuel surcharge waiver 1%Kotak Mahindra Bank Kotak Air+ Prime
Visa · Signature · ₹3,000 / year
Domestic lounge 1 /qtrDomestic lounge 4 /yrInternational lounge 2 /yrForex markup 2%Kotak Mahindra Bank Kotak Cashback+
Visa · Platinum · ₹750 / year
Online cashback 5%Fuel surcharge waiver 1%Fuel cashback 3%UPI cashback 0.5%Kotak Mahindra Bank Kotak Cashback+ Prime
Visa · Signature · ₹750 / year
Fuel surcharge waiver 1%Fuel cashback 3%UPI cashback 0.5%Base earn 0.5% backKotak Mahindra Bank Kotak Solitaire
Visa · Infinite · No annual fee
Lounge UnlimitedDining discount 30%Movies Buy 1 get 1Forex markup 0%Kotak Mahindra Bank Kotak UPI RuPay
RuPay · Credit · Lifetime free
UPI rewards 3 pts/₹100Base earn 3 points/₹100 ≈ 0.3% backAccelerated categories 1Kotak Mahindra Bank Kotak White
Visa · Signature · ₹3,000 / year
Domestic lounge 2 /qtrInternational lounge 4 /yrFuel surcharge waiver 1%Milestones 1Kotak Mahindra Bank Kotak White Reserve
Visa · Infinite · ₹12,500 / year
Lounge UnlimitedForex markup 2%Fuel surcharge waiver 1%Milestones 1Kotak Mahindra Bank League Platinum
Visa · Platinum · ₹499 / year
Online rewards 2 pts/₹100Fuel surcharge waiver 1%Base earn 2.67 points/₹100 ≈ 0.27% backAccelerated categories 1Kotak Mahindra Bank Mojo Platinum
Visa · Platinum · ₹1,000 / year
Domestic lounge 2 /qtrOnline rewards 2 pts/₹100Fuel surcharge waiver 1%Base earn 1 point/₹100 ≈ 0.25% backKotak Mahindra Bank NRI Royale Signature
Visa · Signature · ₹1,000 / year
Domestic lounge 2 /qtrBase earn 0.5 points/₹100 ≈ 0.13% backAccelerated categories 2Kotak Mahindra Bank Privy League Signature
Visa · Signature · No annual fee · Closed to new applications
Domestic lounge 2 /qtrInternational lounge 4 /yrOnline rewards 2 pts/₹100Fuel surcharge waiver 1%Kotak Mahindra Bank PVR Gold
Visa · Platinum · ₹499 / year
Base earn 5.33 points/₹100 ≈ 1.33% backMilestones 2Kotak Mahindra Bank PVR INOX Kotak
Visa · Platinum · ₹499 / year
Movie discount 5%Milestones 1Kotak Mahindra Bank PVR Platinum
Visa · Platinum · ₹999 / year
Milestones 1Kotak Mahindra Bank Royale Signature
Visa · Signature · ₹999 / year
Domestic lounge 2 /qtrFuel surcharge waiver 1%Base earn 1.33 points/₹100 ≈ 0.33% backAccelerated categories 2Kotak Mahindra Bank Urbane Gold
Visa · Platinum · ₹199 / year
Accelerated categories 1Milestones 2Kotak Mahindra Bank Wealth Management Infinite
Visa · Infinite · Lifetime free
Domestic lounge 4 /qtrForex markup 2%Fuel surcharge waiver 1%Golf games 6 /qtrKotak Mahindra Bank Zen Signature
Visa · Signature · ₹1,500 / year
Domestic lounge 2 /qtrInternational lounge 3 /yrFuel surcharge waiver 1%Accelerated categories 1
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