ICICI Bank Parakram
VisaPlatinumLifetime freeplatinumlifetime-freeowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 1 /qtr
- Lounge unlock
- ₹75k /qtr
- Forex markup
- 3.5%
- Fuel surcharge waiver
- 1%
- Base earn
- 1 point/₹100 ≈ 0.25% back
- Grocery accelerated
- 5 pts/₹100 · cap ₹1k /mo
- Department store accelerated
- 5 pts/₹100 · cap ₹1k /mo
- Other accelerated
- 5 pts/₹100 · cap ₹1k /mo · at CSD canteens
- Air accident cover
- ₹20.0L
The fine print that matters
- Accelerated grocery
- Grocery stores (cap of 1,000 RP/month shared across grocery, department stores and CSD canteens)
- Accelerated department store
- Department stores (shared 1,000 RP/month cap with grocery and CSD canteens)
- Accelerated other
- Canteen Stores Departments (shared 1,000 RP/month cap with grocery and department stores)
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.