PhonePe HDFC Bank Ultimo Credit Card
RuPayOther₹999 / yearfee waived above ₹2,00,000 in 365 daysother
Verified against the issuer’s page on 27 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 2 /qtr
- Lounge unlock
- ₹75k /qtr
- Fuel surcharge waiver
- 1%
- Fuel cap
- ₹250 /mo
- Fuel minimum txn
- ₹400
- Fuel maximum txn
- ₹5,000
- Base earn
- 1 point/₹100 ≈ 0.25% back
- Online accelerated
- 5 pts/₹100
- Upi accelerated
- 1 pts/₹100
- Online accelerated
- 5 pts/₹100 · at Amazon.in, Flipkart, Myntra, AJIO, Swiggy, Zomato
The fine print that matters
- Accelerated online
- 5% Reward Points on select online brands Spends. Get 1% Reward Points on UPI Scan & Pay. Apply Now What's in store for you Card Benefits & Features Card Managem
- Accelerated upi
- 1% Reward Points on UPI Scan & Pay. Apply Now What's in store for you Card Benefits & Features Card Management & Controls Frequently Asked Questions More benefi
- Accelerated online
- 5% Reward Points on Select Online Brands – Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month). 1% Reward Poin
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.