PhonePe HDFC Bank Ultimo Credit Card

RuPayOther₹999 / yearfee waived above ₹2,00,000 in 365 daysother

Verified against the issuer’s page on 27 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge: 2 /qtr
Lounge unlock: ₹75k /qtr
Fuel surcharge waiver: 1%
Fuel cap: ₹250 /mo
Fuel minimum txn: ₹400
Fuel maximum txn: ₹5,000
Base earn: 1 point/₹100 ≈ 0.25% back
Online accelerated: 5 pts/₹100
Upi accelerated: 1 pts/₹100
Online accelerated: 5 pts/₹100 · at Amazon.in, Flipkart, Myntra, AJIO, Swiggy, Zomato

The fine print that matters

Accelerated online: 5% Reward Points on select online brands Spends. Get 1% Reward Points on UPI Scan & Pay. Apply Now What's in store for you Card Benefits & Features Card Managem
Accelerated upi: 1% Reward Points on UPI Scan & Pay. Apply Now What's in store for you Card Benefits & Features Card Management & Controls Frequently Asked Questions More benefi
Accelerated online: 5% Reward Points on Select Online Brands – Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber (Capped at 500 Reward Points per calendar month). 1% Reward Poin