IDFC FIRST Bank IDFC FIRST SWYP

Verified against the issuer’s page on 13 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Lounge unlock

₹20k /qtr

Movie discount

25%

Movie platform

District

Movie cap

₹100 /mo

Forex markup

0%

Fuel surcharge waiver

1%

Fuel cap

₹200 /mo

Fuel minimum txn

₹200

Fuel maximum txn

₹5,000

Travel accelerated

2 pts/₹100

Gift Voucher worth ₹500 on spends of ₹5000 and above in 30 days

₹5k /yr

purchase of ₹2,000​ • Select the product/ service you need on partner’s platform • Move to payment/ checkout page on partner’s platform​ • Check for available o

₹2k /yr

Milestone rewards are not incremental; for e.g. On an eligible spend of ₹16,000, Customer will earn 1,000 Rewards Points only

₹16k /yr

400 Reward Points on minimum spends of ₹20,000 on Education Spends,FASTag Recharges & Railway Spends per billing cycle

₹20k /yr

800 Total Reward Points on minimum spends of ₹40,000 on Education Spends,FASTag Recharges & Railway Spends per billing cycle

₹40k /yr

Get 4000 Reward Points on spends of ₹60,000 p.m

₹60k /yr

The fine print that matters

Accelerated travel

100 Reward Points on every ₹5,000 UPI spends per statement month. This is applicable only for customers who have enabled FIRST Digital UPI card on their FIRST S

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