IDFC FIRST Bank IDFC FIRST SWYP

RuPayOther₹499 / yearothermoviesowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Lounge unlock
₹20k /qtr
Movie discount
25%
Movie platform
District
Movie cap
₹100 /mo
Forex markup
0%
Fuel surcharge waiver
1%
Fuel cashback
1%
Fuel cap
₹200 /mo
Fuel minimum txn
₹20,000
Fuel maximum txn
₹5,000
UPI cashback
1%
Travel accelerated
2 pts/₹100
₹50 each on the first 4 UPI transactions Earn 100 Reward Points on every UPI spend of ₹5,000 in a statement month Know more Benefits worth ₹60,000+ Save big wit
₹5k /yr
Assuming a minimal spend of ₹15,000 a year and an average discount of 10% 1,500 Welcome Offer Benefits: Instant discount worth ₹1500 on flights and hotel bookin
₹60k /yr

The fine print that matters

Accelerated travel
100 Reward Points on every ₹5,000 UPI spends per statement month. This is applicable only for customers who have enabled FIRST Digital UPI card on their FIRST S

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.