Bank of Baroda IRCTC BOBCARD
RuPayCredit₹350 / yearcreditcrawledowner-corrected
Verified against the issuer’s page on 22 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Fuel surcharge waiver
- 1%
- Fuel cap
- ₹100 /mo
- Fuel minimum txn
- ₹500
- Fuel maximum txn
- ₹3,000
- Base earn
- 2 points/₹100 ≈ 0.5% back
- Department store accelerated
- 4 pts/₹100
The fine print that matters
- Accelerated department store
- 4 reward points per ₹100 on departmental store purchases, versus 2 per ₹100 on other categories
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.