Bank of Baroda IRCTC BOBCARD

Verified against the issuer’s page on 13 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Fuel surcharge waiver

1%

Fuel cap

₹100 /mo

Fuel minimum txn

₹500

Fuel maximum txn

₹3,000

Base earn

2 points/₹100 ≈ 0.5% back

Department store accelerated

4 pts/₹100

The fine print that matters

Accelerated department store

4 reward points per ₹100 on departmental store purchases, versus 2 per ₹100 on other categories

• BOBCARD CashbackMastercard · ₹499 / year
• BOBCARD EasyVisa · ₹500 / year
• BOBCARD EmpowerRuPay · ₹500 / year
• BOBCARD EternaVisa · ₹2,499 / year
• BOBCARD PremierVisa · ₹1,000 / year
• BOBCARD PrimeRuPay · Lifetime free