Best credit cards for travel in India

Accelerated earning on flights and hotels, forex markup, and where the rate applies — an issuer-app rate is only worth something if you book there. Lounge access is ranked separately.

139 of the catalog’s cards carry a travel benefit. They are ranked by the same engine your dashboard runs, at ₹35,000 a month on flights and hotels. Your spend will rank them differently, which is the point of the dashboard. Every figure comes from the issuer’s own page and carries the date it was checked.

Ranked

1
Kotak Mahindra Bank Kotak Solitaire
Kotak Mahindra Bank · Visa · No annual fee
- 0% forex markup abroad
- Includes a free hotel night
- 10 Air Miles per ₹100 spent on travel bookings via Kotak Unbox
At Kotak Unbox
About ₹3,500 a month back on ₹35,000 of travel spend
2
Kotak Mahindra Bank IndiGo Kotak Premium
Kotak Mahindra Bank · Visa · ₹3,000 / year
- 9 IndiGo BluChips per ₹100 on IndiGo flight bookings through its website or app; a tier bonus of up to 4 more…
At IndiGo
About ₹3,150 a month back on ₹35,000 of travel spend
3
IDFC FIRST Bank Gaj Credit Card
IDFC FIRST Bank · RuPay · ₹12,500 / year
- 0% forex markup abroad
- Includes a free hotel night
About ₹2,916 a month back on ₹35,000 of travel spend
4
IDFC FIRST Bank Gaj Credit Card - Premium Metal, Invite Only Credit Card
IDFC FIRST Bank · RuPay · ₹12,500 / year
- 0% forex markup abroad
- Includes a free hotel night
About ₹2,916 a month back on ₹35,000 of travel spend
5
Kotak Mahindra Bank IndiGo Kotak
Kotak Mahindra Bank · Visa · ₹1,500 / year
- 7 IndiGo BluChips per ₹100 on IndiGo flight bookings through its website or app (3 on the card plus 4 for boo…
At IndiGo
About ₹2,450 a month back on ₹35,000 of travel spend
6
IDFC FIRST Bank IDFC FIRST Mayura
IDFC FIRST Bank · Visa · ₹5,999 / year
- 0% forex markup abroad
- Includes a free hotel night
About ₹2,334 a month back on ₹35,000 of travel spend
7
MakeMyTrip ICICI Bank Credit Card
ICICI Bank · Mastercard · ₹999 / year
- 0.99% forex markup abroad
- 6 myCash points per ₹100 on hotel booking spend
- 3 myCash points per ₹100 on flight, bus and cab booking spend
About ₹2,100 a month back on ₹35,000 of travel spend
8
Axis Bank Magnus
Axis Bank · Mastercard · ₹12,500 / year
- 2% forex markup abroad
- 5X Reward points on spends via Travel EDGE..
About ₹2,100 a month back on ₹35,000 of travel spend
9
Axis Bank HORIZON Credit Card
Axis Bank · RuPay · Lifetime free
- 5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and direct airline websites. Base Rewards 2…
About ₹1,750 a month back on ₹35,000 of travel spend
Lifetime free
10
Standard Chartered Manhattan Platinum
Standard Chartered · Visa · ₹999 / year
- 3.5% forex markup abroad
About ₹1,750 a month back on ₹35,000 of travel spend
11
Paytm SBI Card SELECT
SBI Card · Visa · ₹1,499 / year
- 5% Cashback on Paytm Travel
At Paytm Travel
About ₹1,750 a month back on ₹35,000 of travel spend
12
Axis Bank Horizon Mastercard
Axis Bank · Mastercard · ₹3,000 / year
- 5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and direct airline websites.. Base Rewards…
About ₹1,750 a month back on ₹35,000 of travel spend

Also carry a travel benefit

Ranked 13 to 139 at the spend above. Each page states exactly what the issuer offers.

Other categories

This list is for the whole catalog at one stated spend. Add the cards you actually hold and CardVeda ranks them for your spend, after caps and milestones.

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