IDFC FIRST Bank IDFC FIRST WOW!
VisaInfiniteLifetime freeinfinitelifetime-freeowner-corrected
Verified against the issuer’s page on 7 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 1 /qtr
- Forex markup
- 0%
- Base earn
- 0.5 points/₹100 ≈ 0.13% back
- Points expiry
- 24 mo
- Fuel accelerated
- 0.5 pts/₹100
- Movies accelerated
- 2.67 pts/₹100
- Other accelerated
- 4×
- Travel accelerated
- 4×
- Purchase protection
- Yes
The fine print that matters
- Accelerated fuel
- 1 Reward Point per ₹200 spent | 1 Reward Point = ₹0.25 - Reward program not applicable on Fuel, EMI transactions & Cash withdrawals. - Reward redemption will a
- Accelerated movies
- 4 Reward Points/₹150 4 Reward Points/₹200 Ready to Apply? Apply Now Apply Now See More This card is perfect for you because... 100% Credit Limit of your FD val
- Accelerated other
- 4X Reward Points on online, offline, and international spends 1X Reward Point on Insurance premium payments, Utility bill payments, FASTag r
- Accelerated travel
- 4X Reward Points on your travel spends FIRST WOW! Credit Card for travel Managing payments when you’re travelling abroad should be simple a
More from IDFC FIRST Bank
All IDFC FIRST Bank cards- Diamond Reserve Credit Card - Premium Travel & Lifestyle BenefitsVisa · ₹3,000 / year
- FIRST Private Credit Card | IDFC FIRST BankVisa · ₹25,000 / year
- Gaj Credit CardRuPay · ₹12,500 / year
- Gaj Credit Card - Premium Metal, Invite Only Credit CardRuPay · ₹12,500 / year
- Gaj Credit Card | Premium Metal Credit Card by IDFC FIRST Bank | IDFC FIRST BankRuPay · ₹12,500 / year
- IDFC FIRST AshvaVisa · ₹2,999 / year
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and spend hurdles, not before.