Kotak Mahindra Bank IndianOil Kotak
VisaPlatinum₹449 / yearfee waived above ₹50,000 in 365 daysplatinumfuelmoviesowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Fuel surcharge waiver
- 1%
- Fuel cap
- ₹100 /mo
- Fuel minimum txn
- ₹100
- Fuel maximum txn
- ₹5,000
- Base earn
- 2 points/₹100 ≈ 0.5% back
- Fuel accelerated
- 16 pts/₹100 · cap ₹1k /mo · at IndianOil
The fine print that matters
- Accelerated fuel
- 24 Reward Points per ₹150 (~4% back) on IndianOil fuel spends, capped at 1200 points per statement cycle
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.