IDBI Bank Euphoria Credit Card

MastercardSignature₹1,499 / yearfee waived above ₹1,50,000 in 365 dayssignature

Verified against the issuer’s page on 27 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
12 /yr
Forex markup
3.5%
Fuel surcharge waiver
1%
Fuel cap
₹500 /mo
Fuel minimum txn
₹400
Fuel maximum txn
₹5,000
Travel accelerated
2×
Additional milestone benefit of 1,500 points on net annual spends of Rs. 2 lakhs
₹2.0L /yr
Additional milestone benefit of 2,000 points on net annual spends of Rs. 4 lakhs
₹4.0L /yr

The fine print that matters

Accelerated travel
2X Delight points on Travel related spends Complimentary Airport Lounge Access Free Air Travel Accident Insurance Cover About The Card IDBI
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