IDBI Bank Euphoria
MastercardWorld₹1,499 / yearfee waived above ₹1,50,000 in 365 dayssignaturecrawledowner-corrected
Verified against the issuer’s page on 22 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 3 /qtr
- Domestic lounge
- 12 /yr
- Lounge program
- Mastercard
- Forex markup
- 3.5%
- Fuel surcharge waiver
- 1%
- Fuel cap
- ₹500 /mo
- Fuel minimum txn
- ₹400
- Fuel maximum txn
- ₹5,000
- Base earn
- 3 points/₹100 ≈ 0.75% back
- Travel accelerated
- 6 pts/₹100
- Additional milestone benefit of 1,500 points on net annual spends of Rs. 2 lakhs
- ₹2.0L /yr
- Additional milestone benefit of 2,000 points on net annual spends of Rs. 4 lakhs
- ₹4.0L /yr
The fine print that matters
- Accelerated travel
- 6 Delight Points per Rs 100 on travel (hotels, airlines, IRCTC, bus) vs 3 on other spends
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.