Best credit cards for airport lounge access in India

Ranked by how many complimentary domestic and international lounge visits each card actually grants, whether that access sits behind a monthly or quarterly spend hurdle, and whether a guest is included. A programme name without a visit count is shown as exactly that.

144 of the catalog’s cards carry a lounge access benefit. They are ranked by the same engine your dashboard runs, at ₹20,000 a month on the card. Your spend will rank them differently, which is the point of the dashboard. Every figure comes from the issuer’s own page and carries the date it was checked.

Ranked

1
HDFC Bank Infinia Metal Edition
HDFC Bank · Visa · ₹12,500 / year
- Unlimited lounge access
Via Priority Pass
Worth about ₹4,666 a month as an entitlement
2
Kotak Mahindra Bank Kotak Solitaire
Kotak Mahindra Bank · Visa · No annual fee
- Unlimited lounge access
- Guests can use it too
Via Priority Pass
Worth about ₹4,600 a month as an entitlement
3
Federal Bank Scapia
Federal Bank · Visa · Lifetime free
- Unlimited lounge access
Needs ₹20,000 of monthly spend
Worth about ₹4,400 a month as an entitlement
Lifetime freeUnverified
4
Axis Bank Magnus
Axis Bank · Mastercard · ₹12,500 / year
- Unlimited lounge access
- Guests can use it too
Via Priority Pass
Worth about ₹4,240 a month as an entitlement
5
HSBC Taj Credit Card
HSBC · Visa · ₹1,10,000 / year
- Unlimited lounge access
Worth about ₹4,200 a month as an entitlement
6
Punjab National Bank PNB Visa Metal Credit Card LUXURA
Punjab National Bank · Visa · ₹1,999 / year
- Unlimited lounge access
Worth about ₹4,200 a month as an entitlement
7
Bank of Baroda BOBCARD Scapia
Bank of Baroda · RuPay · Lifetime free
- Unlimited lounge access
Needs ₹20,000 of monthly spend
Worth about ₹4,200 a month as an entitlement
Lifetime free
8
Emirates Skywards ICICI Bank Emeralde
ICICI Bank · Visa · ₹10,000 / year
- Unlimited lounge access
Needs ₹25,000 of spend each quarter
Via Priority Pass
Worth about ₹4,200 a month as an entitlement
9
ICICI Bank Emeralde
ICICI Bank · Visa · ₹12,000 / year
- Unlimited lounge access
Needs ₹25,000 of spend each quarter
Via Priority Pass
Worth about ₹4,200 a month as an entitlement
10
Times Black ICICI Bank Credit Card
ICICI Bank · Visa · ₹20,000 / year
- Unlimited lounge access
Via Priority Pass
Worth about ₹4,160 a month as an entitlement
11
Bank of Baroda BOBCARD Eterna
Bank of Baroda · Visa · ₹2,499 / year
- Unlimited lounge access
Worth about ₹4,150 a month as an entitlement
12
ICICI Bank Emeralde Private Metal
ICICI Bank · Visa · ₹12,499 / year
- Unlimited lounge access
Via Priority Pass
Worth about ₹4,150 a month as an entitlement

Also carry a lounge access benefit

Ranked 13 to 144 at the spend above. Each page states exactly what the issuer offers.

Other categories

This list is for the whole catalog at one stated spend. Add the cards you actually hold and CardVeda ranks them for your spend, after caps and milestones.

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