Best credit cards for airport lounge access in India

Ranked by how many complimentary domestic and international lounge visits each card actually grants, whether that access sits behind a monthly or quarterly spend hurdle, and whether a guest is included. A programme name without a visit count is shown as exactly that.

142 of the catalog’s cards carry a lounge access benefit. They are ranked by the same engine your dashboard runs, at ₹20,000 a month on the card. Your spend will rank them differently, which is the point of the dashboard. Every figure comes from the issuer’s own page and carries the date it was checked.

Ranked

  1. 1

    HDFC Bank Infinia Metal Edition

    HDFC Bank · Visa · ₹12,500 / year

    • Unlimited lounge access

    Via Priority Pass

    Worth about ₹4,666 a month as an entitlement

  2. 2

    Kotak Mahindra Bank Kotak Solitaire

    Kotak Mahindra Bank · Visa · No annual fee

    • Unlimited lounge access
    • Guests can use it too

    Via Priority Pass

    Worth about ₹4,600 a month as an entitlement

  3. 3

    Federal Bank Scapia

    Federal Bank · Visa · Lifetime free

    • Unlimited lounge access

    Needs ₹20,000 of monthly spend

    Worth about ₹4,400 a month as an entitlement

    Lifetime freeUnverified
  4. 4

    Axis Bank Magnus

    Axis Bank · Mastercard · ₹12,500 / year

    • Unlimited lounge access
    • Guests can use it too

    Via Priority Pass

    Worth about ₹4,240 a month as an entitlement

  5. 5

    HSBC Taj Credit Card

    HSBC · Visa · ₹1,10,000 / year

    • Unlimited lounge access
    • Guests can use it too

    Worth about ₹4,200 a month as an entitlement

  6. 6

    Punjab National Bank PNB Visa Metal Credit Card LUXURA

    Punjab National Bank · Visa · ₹1,999 / year

    • Unlimited lounge access

    Worth about ₹4,200 a month as an entitlement

  7. 7

    Bank of Baroda BOBCARD Scapia

    Bank of Baroda · RuPay · Lifetime free

    • Unlimited lounge access

    Needs ₹20,000 of monthly spend

    Worth about ₹4,200 a month as an entitlement

    Lifetime free
  8. 8

    Emirates Skywards ICICI Bank Emeralde

    ICICI Bank · Visa · ₹10,000 / year

    • Unlimited lounge access

    Needs ₹25,000 of spend each quarter

    Via Priority Pass

    Worth about ₹4,200 a month as an entitlement

  9. 9

    ICICI Bank Emeralde

    ICICI Bank · Visa · ₹12,000 / year

    • Unlimited lounge access

    Needs ₹25,000 of spend each quarter

    Via Priority Pass

    Worth about ₹4,200 a month as an entitlement

  10. 10

    Times Black ICICI Bank

    ICICI Bank · Visa · ₹20,000 / year

    • Unlimited lounge access

    Via Priority Pass

    Worth about ₹4,160 a month as an entitlement

  11. 11

    Bank of Baroda BOBCARD Eterna

    Bank of Baroda · Visa · ₹2,499 / year

    • Unlimited lounge access

    Worth about ₹4,150 a month as an entitlement

  12. 12

    ICICI Bank Emeralde Private Metal

    ICICI Bank · Visa · ₹12,499 / year

    • Unlimited lounge access

    Via Priority Pass

    Worth about ₹4,150 a month as an entitlement

Also carry a lounge access benefit

Ranked 13 to 142 at the spend above. Each page states exactly what the issuer offers.

This list is for the whole catalog at one stated spend. Add the cards you actually hold and CardVeda ranks them for your spend, after caps and milestones.

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