HSBC Live+ Credit Card

VisaInfinite₹999 / yearfee waived above ₹2,00,000 in 365 daysinfinitediningonlineowner-corrected

Verified against the issuer’s page on 7 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge: 2 /yr
International lounge: 1 /yr
Dining cashback: 10%
Dining cap: ₹1,200 /mo
Movie platform: BookMyShow
Forex markup: 1.99%
Free hotel night: Yes
Fuel cashback: 1.5%
Base earn: 1.5% back
Online accelerated: 10% · at Myntra
Grocery accelerated: 10% · cap ₹1k /mo
Other accelerated: 10% · cap ₹1k /mo
spend more than INR200,000 per year) INR999 Get started Track credit card application Track credit card application This link will open in a new window: ₹2.0L /yr
Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR25,000 within the first 30 days of getting your card: ₹25k /yr
Just spend INR1,000 or more within 30 days of getting your credit card after submitting your income documents with Account Aggregator: ₹1k /yr
Get INR250 cashback on contactless fuel purchases when you spend INR10,000 per quarter: ₹10k /qtr
Shopping INR 15,000 10% INR 1,500 Utilities INR 1000 10% INR 100 Hotel INR 15,000 1.5% INR 225 Entertainment INR 5,000 1.5% INR 75 Medicine INR 3,000 1.5% INR 4: ₹15k /yr

The fine print that matters

Accelerated online: 10% cashback on shopping at Myntra until 31 October 2026
Accelerated grocery: 10% cashback on grocery spends (shared Rs.1,200/month cap across dining, food delivery, grocery, shopping and utility)
Accelerated other: 10% cashback on utility and food-delivery spends (shared Rs.1,200/month cap)