HSBC Live+ Credit Card

VisaInfinite₹999 / yearfee waived above ₹2,00,000 in 365 daysotherdiningonlineowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
2 /yr
International lounge
1 /yr
Dining cashback
10%
Dining cap
₹1,200 /mo
Movie platform
BookMyShow
Forex markup
1.99%
Free hotel night
Yes
Fuel cashback
1.5%
Base earn
1.5% back
Online accelerated
10% · at Myntra
Grocery accelerated
10% · cap ₹1k /mo
Other accelerated
10% · cap ₹1k /mo
Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR25,000 within the first 30 days of getting your card
₹25k /yr
Get INR250 cashback on contactless fuel purchases when you spend INR10,000 per quarter
₹10k /qtr
Shopping INR 15,000 10% INR 1,500 Utilities INR 1000 10% INR 100 Hotel INR 15,000 1.5% INR 225 Entertainment INR 5,000 1.5% INR 75 Medicine INR 3,000 1.5% INR 4
₹15k /yr

The fine print that matters

Accelerated online
10% cashback on shopping at Myntra until 31 October 2026
Accelerated grocery
10% cashback on grocery spends (shared Rs.1,200/month cap across dining, food delivery, grocery, shopping and utility)
Accelerated other
10% cashback on utility and food-delivery spends (shared Rs.1,200/month cap)

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.