Gaj Credit Card | Premium Metal Credit Card by IDFC FIRST Bank | IDFC FIRST Bank
RuPayOther₹12,500 / yearfee waived above ₹10,00,000 in 365 daysotherdiningmoviesowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 4 /qtr
- International lounge
- 16 /yr
- Lounge program
- DreamFolks
- Lounge guest allowed
- Yes
- Lounge unlock
- ₹20k /mo
- Forex markup
- 0%
- Free hotel night
- Yes
- Fuel cashback
- 1%
- UPI cashback
- 1%
- Golf games
- 6 /qtr
- Base earn
- 3.33 points/₹100 ≈ 0.83% back
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.