IDFC FIRST Bank IDFC FIRST Business Multiplier
RuPayOther₹1,000 / yearfee waived above ₹5,00,000 in 365 daysotherowner-corrected
Verified against the issuer’s page on 7 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 1 /qtr
- International lounge
- 4 /yr
- Lounge program
- DreamFolks
- Lounge unlock
- ₹20k /mo
- Forex markup
- 5%
- Fuel cap
- ₹400 /mo
- Base earn
- 5 points/₹100 ≈ 1.25% back
- Travel insurance
- Yes
More from IDFC FIRST Bank
All IDFC FIRST Bank cards- Diamond Reserve Credit Card - Premium Travel & Lifestyle BenefitsVisa · ₹3,000 / year
- FIRST Private Credit Card | IDFC FIRST BankVisa · ₹25,000 / year
- Gaj Credit CardRuPay · ₹12,500 / year
- Gaj Credit Card - Premium Metal, Invite Only Credit CardRuPay · ₹12,500 / year
- Gaj Credit Card | Premium Metal Credit Card by IDFC FIRST Bank | IDFC FIRST BankRuPay · ₹12,500 / year
- IDFC FIRST AshvaVisa · ₹2,999 / year
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and spend hurdles, not before.