IDFC FIRST Bank IDFC FIRST Business Multiplier

RuPayOther₹1,000 / yearfee waived above ₹5,00,000 in 365 daysotherowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
1 /qtr
International lounge
4 /yr
Lounge program
DreamFolks
Lounge unlock
₹20k /mo
Forex markup
0%
Fuel cashback
1%
Fuel cap
₹400 /mo
UPI cashback
1%
Base earn
5 points/₹100 ≈ 1.25% back
Travel insurance
Yes

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.