HDFC Bank Infinia Metal Edition

VisaInfinite₹12,500 / yearrenewal fee waived above ₹10,00,000 in 365 daysinfinitediningloungeowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Lounge
Unlimited
Lounge program
Priority Pass
Dining discount
25%
Forex markup
2%
Free hotel night
Yes
Fuel surcharge waiver
1%
Fuel minimum txn
₹400
Golf
Unlimited
Base earn
3.33 points/₹100 ≈ 3.33% back
Travel accelerated
at HDFC SmartBuy
Air accident cover
₹3.0Cr

The fine print that matters

Accelerated travel
Up to 10X Reward Points on travel and shopping spends via SmartBuy (rate is "up to" — tiered/capped, so no figure is recorded)

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.