Kotak Mahindra Bank Royale Signature

VisaSignature₹999 / yearfee waived above ₹1,00,000 in 365 dayssignatureowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
2 /qtr
Lounge program
Priority Pass
Lounge unlock
₹75k /qtr
Fuel surcharge waiver
1%
Fuel cap
₹3,500 /yr
Fuel minimum txn
₹500
Fuel maximum txn
₹5,000
Base earn
1.33 points/₹100 ≈ 0.33% back
Online accelerated
2.67 pts/₹100
Travel accelerated
2.67 pts/₹100
Annual spend milestone
₹8.0L /yr

The fine print that matters

Annual spend milestone
Up to 30,000 bonus reward points on annual spends of ₹8 lakh
Accelerated online
4 reward points for every ₹150 spent on accelerated categories and 2 reward points on base categories Enjoy complimentary domestic airport lounge access Get 10,
Accelerated travel
4 reward points on every ₹150 spent across accelerated categories – Hotels, Restaurants, Travel Agencies & Tour Operators, Package Tour Operators, Airlines and

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.