Kotak Mahindra Bank Royale Signature

VisaSignature₹999 / yearfee waived above ₹1,00,000 in 365 dayssignatureowner-corrected

Verified against the issuer’s page on 8 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
2 /qtr
Lounge unlock
₹75k /qtr
Fuel surcharge waiver
1%
Fuel cap
₹3,500 /yr
Fuel minimum txn
₹500
Fuel maximum txn
₹5,000
Base earn
1.33 points/₹100 ≈ 0.33% back
Travel accelerated
2.67 pts/₹100
Annual spend milestone
₹8.0L /yr

The fine print that matters

Annual spend milestone
Up to 30,000 bonus reward points on annual spends of ₹8 lakh
Accelerated travel
4 reward points on every ₹150 spent across accelerated categories – Hotels, Restaurants, Travel Agencies & Tour Operators, Package Tour Operators, Airlines and
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