IDFC FIRST Bank IDFC FIRST HPCL Power+

RuPayPlatinum₹499 / yearfee waived above ₹1,50,000 in 365 daysplatinumowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
1 /qtr
Lounge unlock
₹20k /mo
Movie discount
25%
Movie cap
₹100 /mo
Forex markup
0%
Fuel cashback
1%
Fuel minimum txn
₹500
UPI cashback
1%
Base earn
2 points/₹100 ≈ 0.5% back
Fuel accelerated
5 pts/₹100
Fuel accelerated
2.5 pts/₹100
Online accelerated
10 pts/₹100
Fuel accelerated
30×
Fuel accelerated
21×
Online accelerated
6 pts/₹100
Purchase protection
Yes

The fine print that matters

Accelerated fuel
5% savings as Rewards on Grocery & Utility expenses Know More 26.67% Bonus Reward Points on hotel & flight bookings through IDFC FIRST Mobile App Know More 5% s
Accelerated fuel
2.5% savings as Rewards on Grocery & Utility expenses Know More 26.67% Bonus Reward Points on hotel & flight bookings through IDFC FIRST Mobile Appp Know More 2
Accelerated online
10% Cashback up to Rs 3000 on EMI Txns Valid till 31st March 2023 How to claim this offer? Shop for Electronics at Vijay Sales for at least Rs 15,000. Find the
Accelerated fuel
for every ₹150 spent, you earn 30X Reward Points on HPCL fuel spends, Grocery & Utility and IDFC FASTag recharge. You earn 3X Reward Points on other retail tran
Accelerated fuel
for every ₹150 spent, you earn 21X Reward Points on HPCL fuel spend, 15X Reward Points on Grocery, Utility and IDFC FASTag recharges. You earn 2X Reward Points
Accelerated online
6 Happy Coins for every ₹100 spend through the HP Pay App. How do I save on fuelling through HP Pay App? You can enjoy an additional savings of 1.5% by earning

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.