IDFC FIRST Bank IDFC FIRST HPCL Power+
RuPayPlatinum₹499 / yearfee waived above ₹1,50,000 in 365 daysplatinumfuelowner-corrected
Verified against the issuer’s page on 13 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 1 /qtr
- Lounge unlock
- ₹20k /mo
- Movie discount
- 25%
- Movie cap
- ₹100 /mo
- Forex markup
- 0%
- Fuel cashback
- 6.5%
- Fuel minimum txn
- ₹500
- Base earn
- 2 points/₹100 ≈ 0.5% back
- Grocery accelerated
- 5 pts/₹100
- Other accelerated
- 5 pts/₹100
- Grocery accelerated
- 2.5 pts/₹100
- Other accelerated
- 2.5 pts/₹100
- Fuel accelerated
- 30×
- Fuel accelerated
- 21×
- ₹1,50,000 spends in the previous anniversary year ₹1,50,000 spends milestone includes all the purchases (excluding ATM Cash Withdrawal, Balance Transfer, monthl
- ₹1.5L /yr
- ₹50,000 spends in the previous anniversary year ₹50,000 spends milestone includes all the purchases (excluding ATM Cash Withdrawal, Balance Transfer, monthly EM
- ₹50k /yr
- Purchase protection
- Yes
The fine print that matters
- Accelerated grocery
- 5% savings as Rewards on Grocery & Utility expenses Know More. 26.67% Bonus Reward Points on hotel & flight bookings through IDFC FIRST Mobile App Know More. 5%
- Accelerated other
- 5% savings as Rewards on IDFC FIRST FASTag recharge. 3X Rewards on UPI and other retail transactions. Apply Now BENEFITS & PRIVILEGES Exciting welcome benefits
- Accelerated grocery
- 2.5% savings as Rewards on Grocery & Utility expenses Know More. 26.67% Bonus Reward Points on hotel & flight bookings through IDFC FIRST Mobile Appp Know More.
- Accelerated other
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge. 2X Rewards on UPI and other retail transactions. Apply Now BENEFITS & PRIVILEGES Exciting welcome benefit
- Accelerated fuel
- for every ₹150 spent, you earn 30X Reward Points on HPCL fuel spends, Grocery & Utility and IDFC FASTag recharge. You earn 3X Reward Points on other retail tran
- Accelerated fuel
- for every ₹150 spent, you earn 21X Reward Points on HPCL fuel spend, 15X Reward Points on Grocery, Utility and IDFC FASTag recharges. You earn 2X Reward Points
More from IDFC FIRST Bank
All IDFC FIRST Bank cards- Diamond Reserve Credit Card - Premium Travel & Lifestyle BenefitsVisa · ₹3,000 / year
- FIRST Private Credit Card | IDFC FIRST BankVisa · ₹25,000 / year
- Gaj Credit CardRuPay · ₹12,500 / year
- Gaj Credit Card - Premium Metal, Invite Only Credit CardRuPay · ₹12,500 / year
- Gaj Credit Card | Premium Metal Credit Card by IDFC FIRST Bank | IDFC FIRST BankRuPay · ₹12,500 / year
- IDFC FIRST AshvaVisa · ₹2,999 / year
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and spend hurdles, not before.