IDFC FIRST Bank IDFC FIRST HPCL Power+
RuPayPlatinum₹499 / yearfee waived above ₹1,50,000 in 365 daysplatinumowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Domestic lounge
- 1 /qtr
- Lounge unlock
- ₹20k /mo
- Movie discount
- 25%
- Movie cap
- ₹100 /mo
- Forex markup
- 0%
- Fuel cashback
- 1%
- Fuel minimum txn
- ₹500
- UPI cashback
- 1%
- Base earn
- 2 points/₹100 ≈ 0.5% back
- Fuel accelerated
- 5 pts/₹100
- Fuel accelerated
- 2.5 pts/₹100
- Online accelerated
- 10 pts/₹100
- Fuel accelerated
- 30×
- Fuel accelerated
- 21×
- Online accelerated
- 6 pts/₹100
- Purchase protection
- Yes
The fine print that matters
- Accelerated fuel
- 5% savings as Rewards on Grocery & Utility expenses Know More 26.67% Bonus Reward Points on hotel & flight bookings through IDFC FIRST Mobile App Know More 5% s
- Accelerated fuel
- 2.5% savings as Rewards on Grocery & Utility expenses Know More 26.67% Bonus Reward Points on hotel & flight bookings through IDFC FIRST Mobile Appp Know More 2
- Accelerated online
- 10% Cashback up to Rs 3000 on EMI Txns Valid till 31st March 2023 How to claim this offer? Shop for Electronics at Vijay Sales for at least Rs 15,000. Find the
- Accelerated fuel
- for every ₹150 spent, you earn 30X Reward Points on HPCL fuel spends, Grocery & Utility and IDFC FASTag recharge. You earn 3X Reward Points on other retail tran
- Accelerated fuel
- for every ₹150 spent, you earn 21X Reward Points on HPCL fuel spend, 15X Reward Points on Grocery, Utility and IDFC FASTag recharges. You earn 2X Reward Points
- Accelerated online
- 6 Happy Coins for every ₹100 spend through the HP Pay App. How do I save on fuelling through HP Pay App? You can enjoy an additional savings of 1.5% by earning
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.