IDFC FIRST Bank IDFC FIRST Ashva

VisaInfinite₹2,999 / yearinfiniteowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
4 /qtr
International lounge
8 /yr
Lounge program
DreamFolks
Lounge unlock
₹20k /mo
Movie tickets
2 /mo
Movie platform
BookMyShow
Movie cap
₹400 /mo
Forex markup
1%
Free hotel night
Yes
Fuel surcharge waiver
1%
Fuel cashback
1%
Fuel cap
₹300 /mo
Fuel minimum txn
₹200
Fuel maximum txn
₹5,000
UPI cashback
1%
Golf games
6 /qtr
Base earn
3.33 points/₹100 ≈ 0.83% back
Travel accelerated
0.67 pts/₹100
Travel accelerated
20 pts/₹100
Travel accelerated
10 pts/₹100
Travel accelerated
26.67 pts/₹100
Travel accelerated
16.67 pts/₹100
Travel accelerated
30×
spends of ₹20,000 or more in the 2nd statement cycle(Applicable only after successful realization of the joining fee) Milestone 3 2,500 On net spends of ₹20,000
₹20k /yr
spending ₹20,000 and ₹40,000, respectively in the previous statement cycle more details.T&C apply Book now Exclusive movie delights Avail a buy one get one free
₹20k /mo
What is the Annual Spending Milestone and its benefits? On spending ₹8,00,000 or more in a card anniversary year, you will get 7,500 reward points
₹8.0L /yr
Air accident cover
₹1.0Cr
Travel insurance
Yes
T&C Apply* TRAVEL The Postcard Hotels & Resorts Enjoy a flat discount of ₹5000 on a minimum booking of ₹25,000
₹5,000 off

The fine print that matters

Accelerated travel
1 Reward Point per ₹150 spent Redemption 1 Reward Point = ₹0.40 for hotel and flight bookings via “Travel and Shop” Section on IDFC FIRST Bank Mobile App Effect
Accelerated travel
30 Points/₹150 (On Hotel Bookings via IDFC FIRST Bank Mobile App) +15 Points/₹150 (On Flight Bookings via IDFC FIRST Bank Mobile App) Total Earn(A+B) On Booking
Accelerated travel
15 Points/₹150 (On Flight Bookings via IDFC FIRST Bank Mobile App) Total Earn(A+B) On Bookings via IDFC FIRST Mobile App 40 Points/₹150 (On Hotels) 25 Points/₹1
Accelerated travel
40 Points/₹150 (On Hotels) 25 Points/₹150 (On Flights) Illustration: For ₹6,000 spends on Bookings via IDFC FIRST Mobile App 1,600 Points Worth ₹640 (On Hotels)
Accelerated travel
25 Points/₹150 (On Flights) Illustration: For ₹6,000 spends on Bookings via IDFC FIRST Mobile App 1,600 Points Worth ₹640 (On Hotels) 1,000 Points Worth ₹400 (O
Accelerated travel
30X Bonus Reward Points on Hotel Bookings • 15X Bonus Reward Points on Flight Bookings * * via “Travel and Shop” Section on IDFC FIRST Bank
T&C Apply* TRAVEL The Postcard Hotels & Resorts Enjoy a flat discount of ₹5000 on a minimum booking of ₹25,000
₹5,000 off

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