Kotak Mahindra Bank Kotak Cashback+ Prime

VisaSignature₹750 / yearfee waived above ₹2,00,000 in 365 dayssignaturefuelowner-corrected

Verified against the issuer’s page on 13 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Fuel surcharge waiver: 1%
Fuel cashback: 3%
Fuel cap: ₹3,500 /yr
Fuel minimum txn: ₹500
Fuel maximum txn: ₹4,000
UPI cashback: 0.5%
Base earn: 0.5% back
Online accelerated: 5% · cap ₹750 /mo
Other accelerated: 5% · cap ₹750 /mo · at Auto Dealer Merchants
spends of Rs 2,00,000 Please refer MITC to view details of Kotak Cashback+ Prime CC fees and charges GST and applicable taxes will be charged annually on intere: ₹2.0L /yr

The fine print that matters

Accelerated online: 5% cashback on online grocery, food delivery and entertainment spends
Accelerated other: 5% cashback on auto dealer merchant spends