IDFC FIRST Bank IDFC FIRST Millennia
VisaPlatinumLifetime freeplatinumlifetime-freemoviesowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Lounge unlock
- ₹20k /qtr
- Movie discount
- 25%
- Movie platform
- District
- Forex markup
- 0%
- Fuel surcharge waiver
- 1%
- Fuel cashback
- 1%
- Fuel cap
- ₹200 /mo
- Fuel minimum txn
- ₹200
- Fuel maximum txn
- ₹5,000
- UPI cashback
- 1%
- Base earn
- 1.5 points/₹100 ≈ 0.38% back
- Points expiry
- 24 mo
- Fuel accelerated
- 0.5 pts/₹100
- Travel accelerated
- 0.5 pts/₹100 · cap ₹20k /mo
- Travel accelerated
- 10×
- Travel accelerated
- 10×
- Travel accelerated
- 3×
The fine print that matters
- Accelerated fuel
- 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward program not applicable on Fuel, EMI transactions and Cash withdrawals. Reward redemption will attr
- Accelerated travel
- 1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption. Reward program no
- Accelerated travel
- 10X Reward Points on Dining, Travel, and International purchases and spends done on your birthday. 3X Reward Points on eligible spends. 1X R
- Accelerated travel
- 10X Reward Points on Dining, Travel, and International purchases and spends done on your birthday. 1X = 1 Reward Point per ₹200 spent | 1 Re
- Accelerated travel
- 3X reward points 1X Reward Points on Utility bill payments, Insurance premium payments, Railway spends and FASTag recharges 1X = 1 Reward Po
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.