IDFC FIRST Bank IDFC FIRST Millennia

Verified against the issuer’s page on 20 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Lounge unlock

₹20k /qtr

Movie discount

25%

Movie platform

District

Movie cap

₹100 /mo

Forex markup

0%

Fuel surcharge waiver

1%

Fuel cap

₹200 /mo

Fuel minimum txn

₹200

Fuel maximum txn

₹5,000

Base earn

1.5 points/₹100 ≈ 0.38% back

Points expiry

24 mo

Fuel accelerated

0.5 pts/₹100

Travel accelerated

0.5 pts/₹100 · cap ₹20k /mo

Travel accelerated

10×

Travel accelerated

10×

Travel accelerated

3×

The fine print that matters

Accelerated fuel

1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward program not applicable on Fuel, EMI transactions and Cash withdrawals. Reward redemption will attr

Accelerated travel

1 Reward Point per ₹200 spent | 1 Reward point = ₹0.25 Reward redemption will attract a small convenience charge of ₹99 (+GST) per redemption. Reward program no

Accelerated travel

10X Reward Points on Dining, Travel and International purchases and spends done on your birthday. 3X Reward Points on eligible spends. 1X Re

Accelerated travel

10X Reward Points on Dining, Travel, and International purchases and spends done on your birthday.​ 1X = 1 Reward Point per ₹200 spent | 1 R

Accelerated travel

3X reward points 1X Reward Points on Utility bill payments, Insurance premium payments, Railway spends and FASTag recharges 1X = 1 Reward Po

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