ICICI Bank Rubyx RuPay
RuPayPlatinum₹2,000 / yearfee waived above ₹3,00,000 in 365 daysdual-networkmoviesrailway-loungerupaytier-unconfirmedupiunverifiedowner-corrected
Not yet verified against the issuer’s page — treat every figure below as provisional and confirm with the bank.
What the card gives you
- Domestic lounge
- 4 /qtr
- International lounge
- 2 /yr
- Dining discount
- 15%
- Dining partners
- ICICI Culinary Treats restaurants
- Movie discount
- 25%
- Movie platform
- BookMyShow and INOX
- Per ticket
- ₹150 max
- Forex markup
- 3.5%
- UPI rewards
- 2 pts/₹100
- Base earn
- 2 points/₹100 ≈ 0.5% back
- Railway lounge access
- 2 complimentary railway lounge visits a quarter/qtr
- Dual card, single credit limit
- Shares one limit with the Rubyx Visa twin
- Credit card on UPI
- RuPay variant can be linked to a UPI app
The fine print that matters
- Railway lounge access
- 2 complimentary railway lounge visits a quarter
- Dual card, single credit limit
- Shares one limit with the Rubyx Visa twin. ICICI issues Rubyx as a pair. Spending on either card draws on the same limit, so the two entries in a portfolio are one exposure, not two.
- Credit card on UPI
- RuPay variant can be linked to a UPI app. This is what the RuPay half of the pair adds: scan-and-pay at merchants that take UPI but not cards. Standard UPI exclusions (fuel, wallet loads, rent) still apply.
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.