HSBC RuPay Cashback Credit Card

RuPayOther₹499 / yearfee waived above ₹2,00,000 in 365 daysotherdiningonlineowner-corrected

Verified against the issuer’s page on 13 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
2 /qtr
International lounge
2 /yr
Dining cashback
10%
Forex markup
0%
Base earn
1% back
Dining accelerated
10%
Grocery accelerated
10%
spend more than INR200,000 per year) INR499 Get started Get started with your HSBC RuPay Cashback Credit Card application Track credit card application Track cr
₹2.0L /yr
Just spend INR1,000 or more within 30 days of getting your credit card after submitting your income documents with Account Aggregator
₹1k /yr

The fine print that matters

Accelerated dining
10% cashback on dining and food delivery spending
Accelerated grocery
10% cashback on grocery spending
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