IDFC FIRST Bank IDFC FIRST Quantum+
RuPayCreditLifetime freecreditlifetime-free
Verified against the issuer’s page on 13 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Forex markup
- 0%
- Online cashback
- 2%
- UPI cashback
- 1%
- Base earn
- 0.5% back
- Online accelerated
- 2%
- Online accelerated
- 1%
- Upi accelerated
- 1%
- Other accelerated
- 0.5%
- Travel accelerated
- 1%
The fine print that matters
- Accelerated online
- 2% Cashback On online spends above ₹10,000 in a statement cycle 1% Cashback On online spends up to ₹10,000 in a statement cycle 1% Cashback On UPI Scan & Pay d
- Accelerated online
- 1% Cashback On online spends up to ₹10,000 in a statement cycle 1% Cashback On UPI Scan & Pay done through IDFC FIRST Bank Mobile App 1% Cashback On in-store p
- Accelerated upi
- 1% Cashback On UPI Scan & Pay done through IDFC FIRST Bank Mobile App 1% Cashback On in-store purchases 0.5% Cashback On select categories Up to 6.5% FD intere
- Accelerated other
- 0.5% Cashback on select categories (Utility, Rent, Jewellery, Wallet, Insurance, and Govt. Services). Bonus 1% Cashback on hotel & flight bookings done via IDFC
- Accelerated travel
- 1% Cashback on hotel & flight bookings done via IDFC FIRST Bank App. Total cashback is capped at ₹500 per statement cycle across all categories combined Cashbac
More from IDFC FIRST Bank
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- IDFC FIRST AshvaVisa · ₹2,999 / year
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