IDFC FIRST Bank IDFC FIRST Quantum+

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Forex markup

0%

Online cashback

2%

Fuel cashback

1%

UPI cashback

1%

Base earn

1% back

Online accelerated

2%

Online accelerated

1%

Upi accelerated

1%

Other accelerated

0.5%

Travel accelerated

1% · cap ₹500 /mo

The fine print that matters

Accelerated online

2% Cashback On online spends above ₹10,000 in a statement cycle 1% Cashback On online spends up to ₹10,000 in a statement cycle 1% Cashback On UPI Scan & Pay​ d

Accelerated online

1% Cashback On online spends up to ₹10,000 in a statement cycle 1% Cashback On UPI Scan & Pay​ done through IDFC FIRST Bank Mobile App 1% Cashback On in-store p

Accelerated upi

1% Cashback On UPI Scan & Pay​ done through IDFC FIRST Bank Mobile App 1% Cashback On in-store purchases 0.5% Cashback On select categories Up to 6.5% FD intere

Accelerated other

0.5% Cashback on select categories (Utility, Rent, Jewellery, Wallet, Insurance, and Govt. Services) Bonus 1% Cashback on hotel & flight bookings done via IDFC

Accelerated travel

1% Cashback on hotel & flight bookings done via IDFC FIRST Bank App Total cashback is capped at ₹500 per statement cycle across all categories combined Cashback