IDFC FIRST Bank IDFC FIRST Business Max
RuPayOtherLifetime freeotherlifetime-freeowner-corrected
Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Forex markup
- 1.5%
- Fuel cashback
- 1%
- UPI cashback
- 1%
- Base earn
- 2 points/₹100 ≈ 0.5% back
- Points expiry
- 24 mo
- Online accelerated
- 3 pts/₹100
The fine print that matters
- Accelerated online
- 6 Reward Points per ₹200 on domestic online purchases vs 4 Reward Points per ₹200 offline
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.