HDFC Bank Regalia Gold

VisaSignature₹2,500 / yearrenewal fee waived above ₹4,00,000 in 365 dayssignatureowner-corrected

Verified against the issuer’s page on 23 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
3 /qtr
International lounge
6 /yr
Lounge program
Priority Pass
Lounge unlock
₹60k /qtr
Dining discount
10%
Dining partners
Swiggy Dineout
Forex markup
2%
Base earn
2.5 points/₹100 ≈ 1.25% back
Online accelerated
5× · at Myntra, Nykaa, Reliance Digital
Travel accelerated
at HDFC SmartBuy
Rs. 5,000 worth flight vouchers on spends of Rs. 5 lakh and Rs. 7.5 lakh Rs. 1,500 worth Myntra/Nykaa vouchers on quarterly spends of Rs 1.5 lakhs
₹5.0L /yr
Rs. 1,500 worth Myntra/Nykaa vouchers on quarterly spends of Rs 1.5 lakhs
₹1.5L /qtr
One and MMTBLACK Gold membership on spends of Rs. 1 lakh in first 90 days Apply Now Click here to view the changes in HDFC Bank Regalia Gold Credit Card effecti
₹1.0L /yr
Air accident cover
₹1.0Cr

The fine print that matters

Accelerated online
5X Reward Points on spends at Myntra, Nykaa, Reliance Digital and more
Accelerated travel
Up to 10X Reward Points on hotel and flight bookings via SmartBuy (rate is "up to" — tiered/capped, so no figure is recorded)

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.