HDFC Bank Regalia Gold

VisaSignature₹2,500 / yearrenewal fee waived above ₹4,00,000 in 365 dayssignaturediningowner-corrected

Verified against the issuer’s page on 7 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge: 3 /qtr
International lounge: 6 /yr
Lounge program: Priority Pass
Lounge unlock: ₹60k /qtr
Dining discount: 10%
Dining partners: Swiggy Dineout
Forex markup: 2%
Base earn: 2.5 points/₹100 ≈ 1.25% back
Online accelerated: 5× · at Myntra, Nykaa, Reliance Digital
Travel accelerated: at HDFC SmartBuy
Skip To Main Content Regalia Gold Credit Card Rs. 5,000 worth flight vouchers on spends of Rs. 5 lakh and Rs. 7.5 lakh: ₹5.0L /yr
Rs. 1,500 worth Myntra/Nykaa vouchers on quarterly spends of Rs 1.5 lakhs.: ₹1.5L /qtr
Swiggy One and MMTBLACK Gold membership on spends of Rs. 1 lakh in first 90 days: ₹1.0L /yr
Air accident cover: ₹1.0Cr

The fine print that matters

Accelerated online: 5X Reward Points on spends at Myntra, Nykaa, Reliance Digital and more
Accelerated travel: Up to 10X Reward Points on hotel and flight bookings via SmartBuy (rate is "up to" — tiered/capped, so no figure is recorded)