American Express SmartEarn

AmexClassic₹495 / yearclassiccrawledowner-corrected

Verified against the issuer’s page on 22 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge
2 /qtr
Movie platform
BookMyShow
Base earn
2 points/₹100 ≈ 0.5% back
Other accelerated
20 pts/₹100 · cap ₹500 /mo · at Zomato, Ajio, Nykaa, BookMyShow, Uber, Flipkart, EaseMyTrip
Online accelerated
10 pts/₹100 · cap ₹250 /mo · at Amazon
Spending INR 2500 in a month on our 10X Partner (Zomato), you will earn 500 Membership Rewards points On Spending INR 2500 in a month on our 10X Partner (BookMy
₹3k /mo

The fine print that matters

Accelerated other
10X Membership Rewards points, capped at 500 points/month shared across the group, on Zomato, Ajio, Nykaa, BookMyShow, Uber, Flipkart and EaseMyTrip
Accelerated online
5X Membership Rewards points on Amazon, capped at 250 points/month

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.