American Express SmartEarn

Verified against the issuer’s page on 7 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Domestic lounge

2 /qtr

Movie platform

BookMyShow

Base earn

2 points/₹100 ≈ 0.5% back

Other accelerated

20 pts/₹100 · cap ₹500 /mo · at Zomato, Ajio, Nykaa, BookMyShow, Uber, Flipkart, EaseMyTrip

Online accelerated

10 pts/₹100 · cap ₹250 /mo · at Amazon

Spending INR 2500 in a month on our 10X Partner (Zomato), you will earn 500 Membership Rewards points

₹3k /mo

The fine print that matters

Accelerated other

10X Membership Rewards points, capped at 500 points/month shared across the group, on Zomato, Ajio, Nykaa, BookMyShow, Uber, Flipkart and EaseMyTrip

Accelerated online

5X Membership Rewards points on Amazon, capped at 250 points/month

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