Punjab National Bank PNB RuPay Millennial

RuPayCredit₹999 / yearfee waived above ₹1,00,000 in 365 dayscreditcrawledowner-corrected

Verified against the issuer’s page on 22 August 2026 (source). Benefits change; confirm on the bank’s page before you apply.

What the card gives you

Lounge program
Domestic and international lounge access (visit count not listed)
Comprehensive insurance coverage
Up to Rs.10,00,000 comprehensive insurance coverage
Complimentary golf and spa
Complimentary golf and spa sessions (count not stated)
Complimentary gym membership
Complimentary gym membership

The fine print that matters

Comprehensive insurance coverage
Up to Rs.10,00,000 comprehensive insurance coverage
Complimentary golf and spa
Complimentary golf and spa sessions (count not stated)
Complimentary gym membership
Complimentary gym membership

Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.