Standard Chartered Smart
VisaClassic₹499 / yearfee waived above ₹1,20,000 in 365 daysclassicowner-corrected
Verified against the issuer’s page on 7 September 2026 (source). Benefits change; confirm on the bank’s page before you apply.
What the card gives you
- Online cashback
- 2%
- Online cap
- ₹1,000 /mo
- Base earn
- 1% back
- Online accelerated
- 2% · cap ₹1k /mo
The fine print that matters
- Accelerated online
- 2% Cashback on online spends. Flat 1% Cashback on other spends . Attractive interest rate on 3-month EMI 0.99% per month Convert your eligible transactions into
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Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and spend hurdles, not before.