AU Small Finance Bank LIT
VisaOtherLifetime freeltfcustomisabledigitalmodularunverified
Not yet verified against the issuer’s page — treat every figure below as provisional and confirm with the bank.
What the card gives you
- Online rewards
- 1 pts/₹100
- Base earn
- 1 point/₹100 ≈ 0.25% back
- You switch benefits on and off yourself
- Choose feature packs in the app each quarter/qtr
- No annual fee on the base card
- You pay only for the features you turn on
- Useful as a gap-filler
- Activate a pack for a month of heavy spend in one category
The fine print that matters
- You switch benefits on and off yourself
- Choose feature packs in the app each quarter. Accelerated rewards, lounge access, fuel and dining packs are activated individually and charged individually.
- No annual fee on the base card
- You pay only for the features you turn on. Which makes the effective cost impossible to state as one number, so none is recorded here.
- Useful as a gap-filler
- Activate a pack for a month of heavy spend in one category. Rarely the best card in any category outright.
Hold this card? Add it to CardVeda with the rest of your wallet and see which card wins for lounge, dining, travel, online, fuel and UPI — after caps and milestones, not before.